Loan Programs

FHA Mortgage Loans

An FHA home mortgage loan is a loan insured against default by the Federal Housing Administration.

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Conventional Loans

Whether a first-time home buyer, a growing family or an established homeowner looking for an investment...

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VA Loans

Home Point Financial proudly offers VA Loans to American Veterans.

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203k Construction Loans

A 203k construction loan is designed to help borrowers looking to finance home renovations with the purchase or refinance of a home.

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H.A.R.P. Loans

The government’s Home Affordable Refinance Program (HARP) has expanded to allow more homeowners to refinance...

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USDA Loans

Home Point Financial is pleased to announce we have USDA financing. This program is for low to moderate income families...

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Reverse Mortgages

A Reverse Mortgage is a government-insured loan designed for borrowers who are 62 or older. 

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HomeReady Loans

Fannie Mae’s HomeReady mortgage is designed for the diverse needs of today’s borrowers with flexibilities...

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Mortgage FAQs

What is the difference between pre-approval and pre-qualification?

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RealQual is a part of Home Point Financial's commitment to help you purchase your next home FAST & EASY!

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Homeowner Resources

Online homebuyer course with all the facts you need to navigate every step of the buying process.

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Jumbo Suite Loan Program

Home Point Financial offers a suite of Jumbo loan products – Premiere, Select and Choice.

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Try our comprehensive mortgage calculators


Crunch the numbers for yourself to discover your monthly payment, total cost of loan and more.

Lower your monthly payments today!


Rates are still near historic lows. It's not too late to refinance to lower your monthly payments.

Buying a new home?
We can help.


Our New Homebuyer page is full of information you need to get comfortable with the process.

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Get a quote.


Simply share with us a few details to begin and we'll find the right financing for your particular needs.